Cape Coral Florda* Lee County Florida * Florida Foreclosure *Short Sale


Cape Coral Florida Bank Foreclosure Short Sales Lee County Florida. Joe Kendall Realtor with Sandals Realty writes: One of the most often questions I receive about bank short sales, People always ask, when is it the right time to make an offer to the bank on a short sale? Well I always say every deal is different, but on an average the home owner must be at least 4 months behind in the mortgage payments.

 The owner must write a hardship letter explaining what has happen in their recent life that reflects the fact they no longer can afford their current home. The bank will require the seller to present the bank with several documents ( last two weeks pay stubs, last year tax return, current bank statements to name a few ) supporting the fact they can no longer afford the current home.

When the banks agrees to look at a short sale, is when you should make an offer on the home. If you are paying cash? You will need a statement from your bank showing you have the needed funds in your account to close. If you are Financing  home with a mortgage you will need a good pre-approval letter with a down payment, Most banks might pay some closing costs on a short sale. Timing is everything, every deal is different,but if your looking to purchasing a home under value, and don,t mind waiting, a bank short sale is a very good Choice but it's not for everybody! Please call or email with any questions , I am always ready to help.  

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Joe Kendall BROKER "Broker Joe"

Keller Williams Realty Fort Myers & The Islands,

16 years of experience to offer You!

Fort Myers / Fort Myers Beach / Cape Coral / Bonita Springs / Naples/ Sanibel Island 

Search all the homes for sale located in Southwest Florida here

Phone 239-560-0726



Comment balloon 0 commentsJoe Kendall Broker • January 27 2008 06:34PM
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