S.W. Florida Broker Joe

Suthwest Florida Gulf Coast Coast Real Estate Feature : Cape Coral Florida with over 400 miles of waterfront canals. This waterfront community is the "Boaters Paradise " ! Discover the lifestyle of this dockside community !

 

Cape Coral Florida. There is not a better time to go fishing then after a thunder storm from the Cape Coral Fishing Pier.

Even if the fishing is not good that evening, the view and the setting is hard to beat on a Summer evening in southwest Florida.

You can search Cape Coral Florida real estate by clicking here

You can learn about the City of Cape Coral from the cities website by clicking here

 

There has never been a better time to buy your vacation home in Southwest Florida. Interest rates are at an all time low, bank short sales and foreclosures being sold are driving the real estate market prices in southwest Florida.

If you are thinking about avoiding foreclosure ?

FREE bank short sale services to home owners !

 

We have successfully closed several Bank Short Sales. Please allow my experience team help you understand the bank shorts sale process, and provide you with information that will:

HELP YOU UNDERSTAND IF A BANK SHORTS SALE IS RIGHT FOR YOU.

WE DO NOT CHARGE YOU A FEE FOR OUR SERVICES! OUR FESS ARE PAID BY THE BANK. 

Call Joe Kendall  directly at 239-560-0726 with any of your bank short sale, loan modification and loss mitigation questions ! 

 

Read the Google Search Results for Bank Short Sale Expert in Southwest Florida Here

 

We have successfully closed bank shorts ales with Bank of America, Countrywide Home Loans, Citi Bank, Chase , Welsfargo and many independent banks , mortgage companies and credit unions.

 

 

The direction from Joe is very simple ! It's not about me, It's all about YOU ! My team will take their time and listen to your wishes, desires and puts together a complete plan to exceed your real estate expectations! Talk to me, I am very easy to talk to and we will make you feel right at home.

My team will provide you with valuable insight and advise thru-out the Buying or Selling process, keeping you informed every step of the way, As your trusted real-estate partner! (Yes we do this as a team!)

We will help you find the home in your area, within your price range and time table for moving. If you are looking to sell your home? Together we will sell your home, for as much as the market will allow, as quickly as possible to your own personal needs. (meaning your best terms and price that is) Yes, we truly will to make your real estate experience in southwest Florida IT'S ALL ABOUT YOU !

My team of Experienced Realtors will help you with: * Bank Owned Property * New Construction * Gated Communities * Gulf Access Waterfront Homes * High Rise Condos * Luxury Real Estate * Build able Lots * Acreage * Horse Farms * Waterfront Lots * Golf Course Communities * Island Living * First Time Home Buyers * 55 and Over Communities * Condos and Townhomes.

You can review my profile by clicking here

Search thousands of homes, condos , townhouses and luxury real estate in Southwest Florida by clicking here

We look forward to working with you !

 

North Naples & Bonita Springs Florida. Banks are in many times agreebale to a bank short sale verse allowing your home to go back to the bank in foreclosure.  I receive lots of questions and listen to statements from people owning homes here in southwest Florida. Here are a few examples of calls I received recently.

 

(1) I have tried talking to my Lender about a loan modification, but they are saying there is nothing they will do, other then ask me when will I be making my next mortgage payment? Whats next for me?

(2) I have an adjustable rate mortgage and it went up to where I can no longer afford the payments? What can I do to get them to change it?

(3) I owe more then $350,000 more the what the house is worth. What can I do to get the mortgage company to change it so I can afford to keep my home?    

(4) I want my mortgage company to give me loan modification and they told me know they can not do this? Why?

 

Over 80% of the home owners trying to do a Loan Modification end up avoiding a Foreclosure by the Short Sale.Because of their current mortgage holder unwillingness to work out a reasonable deal for the home owner. Check out more information here

 I listen to everyone concerns and questions, I always offer up different options or suggestions before you make a decision on letting your home go into foreclosure. I help people avoid foreclosure by helping them with a bank approved short sale. I can not speak for the mortgage companies, But I can offer suggestions on where to go from here in your current situation.

 Do you have a home here in the Bonita Springs and Naples area? Thinking about the need to avoid foreclosure? Please give me a call, I am a good listener and I will try and explain the bank short sale process in detail. Lets talk about your situation, everyone's is different there is no charge to you for my services the bank pays all the fees !

I look forward to talking to you !

Thank-You

 

 

 

Short Sale Suggestions by Joe Kendall, Broker Associate Realtor with Sandals Realty located in Fort Myers and Cape Coral Florida. I read now and then about people talking about Bank Short Sales about their frustrations or how uncomfortable they are in looking or waiting for a reply on a contract for a Bank Short Sale.

I would like to offer a few questions, I ask the Listing Agent before making an offer on a bank short sale listing.

(1) How far behind is the Seller on the mortgage payments? Many mortgage companies will not get serious about an offer unless the seller is atleast 4 months behind in the mortgage and the bank has already started the process for foreclosure proceedings. 

(2) Has the Seller submited all the required documents to the Lender? The lender will not even give the Listing Agent a reply with out all the sellers required documents. Some banks want the seller required documents and your offer submitted or all at one time. Just knowing the listing agent has a 100% complete package to the lender will speed up the process

 (3) What kind of discussions have you had with the Lender ? This question puts the listing agent on the spot and opens up discussions. If the listing agent is without a direct line to the assigned Loss Mitigation Officer to the file would in most cases result in a longer then normal reply on your offer.

(4)Dose the Seller have a First and a Second Mortgage,  Is the second  it with the same Lender? It takes more time to close a bank short sale with two mortgages and is even more difficult if it involves two different Lenders, the the chances of the deal are greatly reduced, yet some do close but expect a longer wait.

(5) Dose the Seller have PMI ( Private  Mortgage Insurance ) on this property?  Many times this comes out in the very end of settling the short sale , So ask it up front before making the offer. More often then not, the Investor that bought the insurance, will require a promissory note for the balance on his investment, before accepting to close the deal. Most of the time they will not remove their portion of the debt on the property, if the seller can not come to some type of terms on a cash or a payment plan, the mortgage will not be able to be released from the mortgage regardless of the contract price.  

I would suggest you, don't shy away from the bank short sales! Find a Realtor that has experience in purchasing and closing bank short sales. We just need to start these simply dicussions with the listing agent and the answers to these questions, will give a you a better understanding on the direction you should take as the home buyer. 

I hope this information make you feel more comfortable and understanding the questions to ask in purchasing a bank short sale listings. 

Joe Kendall, Broker Associate Sandals Realty
Waterfront ,Foreclosure nad Bank Short Sale Specialist
Phone 239-560-0726 Fax 239-236-0422
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Joe Kendall, Broker Associate with Sandals Realty writes, When the real estate market in southwest Florida started in downward swing in 2006 I knew I had to find a better way to find business on the web as active buyers and sellers that could sell was going to get thinner and thinner.

 In 2006 I went out and bought the book "blogging for dummies" and started a Real estate blog.Then I studied the "Social Networking Concept"

 I have to admit was not a writer in school and I wasn't very good in English, but I knew from everything I have studied, I needed to be able to be a marketing company for my product which is real estate. You see I look at my business as a Internet marketing company with a focus in technology and service and my product  is real estate. 

My interest grew from having one blog to having 3 blogs, many several social networking sites and continue everyday toward reaching out to possible clients or someones friends. Focusing on collecting people as followers on Twitter or Friends on Facebook. My Marketing success has been the driving force in selling real estate in the last 5 years in one of the toughest Real estate market in the country southwest Florida.

The last two years have been some of my best years in a 12 year career in real estate. Today I manage a real estate office, sell and list real estate with Home Buyers and Sellers. I teach Social Marketing and Blogging/ Networking to Realtors and local business and the future is wide open ! My mind set is simple, what you give in helping local business you will get in return. Sharing the experiences is always good thing and I believe you will always get rewarded by the quality I give out, indirectly comes back to me in many forms. The quality I will receive in return has been well worth the effort and in most parts I have been correct 90% of the time.

It realy dose not matter what's your Business ! You need to market online as a daily dairy of your skills and ability and make that connection with people no matter where they live or what they do and you will gain business. 

My simple suggestion is engage, interact, make friends and be socialable ! Share your experiences and don't push the sales person to much and let your links, pictures and thoughts attract people to you and you will be successful.

I wish you the very best in your personal adventures in Social Media and Blogging. The local television stations are now competing for your social time and I bet your friends on Facebook, your followers on Twitter and your connections on Linked-in just to name a few are winning that battle !   

This blog was written in the idea of helping people understand the power of Social Media and Blogging !

I look forward to meeting,greeting and being social-able with you in the near future.

Best regards  

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

 

 

Cape Coral Florida Real Estate . Written by Joe Kendall, Broker Associate with Sandals Realty a Waterfront and Bank foreclosure Specialist.

Real estate has changed over the years and buying bank owned property is no different.

Today's foreclosure market is red hot and people are trying to take full advantage of the opportunities that are out there specially in southwest Florida.

When making an offer to purchase "Bank Owned" property you must understand that the banks are "The Sellers" and they work toward selling there bank owned property in the "best interest" of the seller and structure deals to "weight' the contracts in their favor.

The Banks, Mortgage Companies and Corporations such as Credit Unions and Business Trusts use bank addendum's written by their real estate attorneys to"Counter" or "Acknowledge with acceptance of "conditions" of agreement of the Banks Addendum.

It's "conditions" as to be accepted as "part" of the purchase and sale contract and they have written in detail that this bank addendum takes presence over all parts of your sales and purchase contract. I have seen one page to as many as 15 pages of the bank addendum stating details of 'Acceptance of Conditions" to be agreed pond by the Buyer.

As they sometimes or a asset management company that looks in the best interest of the seller. So when your write your contract with your Realtor make sure your Realtor has experience in dealing with these type of addendum's and can explain in detail how this effects your purchase.

Some of the topics they always address is Escrow Deposit, inspection period, closing date, conditions of Closing, and acceptance of as is condition to name a few.

The reason of this posting is not to scare you away from Buying a Bank Owned property. Please understand I am not a Real Estate Attorney, but I can help you understand the process, conditions and the mind set of these sellers, it's best to work with a Realtor or a real estate attorney that deals with these types of contracts everyday and can give you sound advice of there content.

Working with a experienced and skilled professional Realtor that can help you have a successful closing and reward you with a great home you will enjoy for a lifetime here in southwest Florida.

Search Hundreds of bank owned Homes in Cape Coral, Fort Myers and Lehigh Acres from my web Site by clicking here

I look forward to working with YOU !

Joe Kendall, Broker Associate with Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

 

Search hundreds of Waterfront Foreclosures by clicking right here and signing up for a Free Account !

 

Southwest Florida Premier Real Estate Service ! Talk to Joe Kendall, today about your very own listingbook account and start searching like a experienced Realtor today ! Search hundreds of bank owned homes.

Searching homes for sale in Fort Myers, Lehigh Acres, Bonita Springs, Sanibel Island,Pine Island, Fort Myers Beach Estero Island, Cape Coral, Alva , and all the Barrier Islands in Southwest Florida is as simple as starting a Free Listing Book account today . You will be delivered to your email box every morning the homes that fit into your criteria, and nothing more or less.                                                                  

 

 

Create your very own E-BOOK OF THE TOP  LIST OF HOMES FOR SALE WITHIN YOUR OWN PERSONAL REQUIREMENTS with lots of Pictures, maps, and detail information on every home listed in Southwest Florida.

You search and save your favorites or just focus into what your looking to buy in Southwest Florida and zero it down to your top list of . The choices are endless from condos, Town houses , new construction, foreclosures, bank owned, bank short sales, waterfront, gated communities, golf course developments, gulf access waterfront, the list goes on and on !

Click on the link right here! Yes, I would like my very one listing book account for FREE without any Obligation !

 

I look forward to working with you in the near future.

Joe Kendall, Broker Associate with Sandals Realty
Waterfront , Foreclosure and Bank Short Sale Specialist
Phone 239-560-0726 Fax 239-236-0422 Eamil Joek4realestate@aol.com

Cape Coral and Lehigh Acres Florida. The Bank Short Sale ( HAMP ) Program Market Update. The last couple of months,I have noticed most of the banks have improved their service in dealing with bank short sales. Most of the banks have improved their ability to get back to me answers on submitted contracts, suck as Welsfargo, Citi Bank, Chase and a few smaller size Lenders and Credit Unions. 

Last week, I received a call from a lender on one of my Gulf Access pool home i have current listed for sale in Cape Coral Florida. This home we are selling as a bank short sale through the HAMP program.  I helped the owner's complete their short sale package just three weeks ago, and since then we have had two cash offers and here is how the conversation went with the Lender

Mr Kendall, I am calling you in regards to the short sale package you sent us. Everything looks fine, I will order up a (BP0)  today so we will have the results back as soon as possible. Thank-You for sending in a contract on the property, we look forward to working with you. 

 

The current real estate market in Cape Coral, Fort Myers and LeHigh Acres, Florida where prices are driven by the amount of Closed Bank Short Sales and Bank Owned Property. This has a lot to do with the improved service in my market place. There may have never been a better time to buy in southwest Florida then now.

 

Sellers should know that if they are behind in the mortgage? Your ability sell your home as a bank short sale, is much improved over the last several months. You should try and avoid foreclosure before letting your home go back to the bank. I have successfully closed bank short sales!

I look forward to talking to you !

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422

Fort Myers Florida, Bank Approved Price !

Discover condo living  at " College Pointe "in Fort Myers Florida, a Gated Community for " Your Active Lifestyle in sunny southwest Florida!

Bank Pre- Foreclosure,Approved Price ! Bank Says, Joe we will take $75,000 !

Are looking for a gated community in Fort Myers Florida? You would like a active lifestyle community? College Pointe is a gated community that offers you a complete fitness center, club house and resort style swimming pool in a very nice setting.

The condos at "College Pointe" located in Fort Myers are centrally located with a very short distance to Shopping, Entertainment, Golf and the BEACHES! This is a a "Gated Community" with " Great Amenities". Talk to Joe today, for more information !

3 bed, 2 bath, condo with HIGH CEILINGS, OPEN FLOOR PLAN, LAUNDRY ROOM,  with a SCREENED BALCONY !

Bank Approved Short Sales offers the home buyer that is  looking for a "Great Buy"  and here you do not have to wait for months for a replay on your offer from the bank. ! This condo is priced at $75,000 and the bank is waiting on your offer.

Call today for more information on this and many other bank short sale and bank owned condos in Southwest Florida.

I look forward to working with you! 

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Sandals Realty Fort Myers Florida, Joe Kendall, Broker associate writes, here is a outstanding value this condo was purchased in 2006 now in 2010 you can purchase this bank approved price of $75,000 This is a 3 bedroom, 2 Bath condo with OPEN FLOOR PLAN, HIGH CEILINGS and a HUGE MASTER SUITE all located in a GATED COMMUNITY ! The resort style clubhouse including a fitness center with pool and spa will impress you! Call or email Joe Kendall today for more information on this condo and many others under $80,000 today in southwest Florida. I look forward to working with you. Joe Kendall, Broker Associate Sandals Realty, Fort Myers Florida Phone 239-560-0726 Email Joek4realestate@aol.com