S.W. Florida Broker Joe

Thinking about living on the links? But right now your just thinking about Golf? Where is a good place to play in the " Fort Myers to Naples Area" in Southwest Florida?

Here is a link to the best courses and you can BOOK YOUR TEE TIME HERE. When your done playing and thinking about possibly buying a bank owned or foreclosuire condo or townhome please give me a call.

Fort Myers Florida Real Estate market Review. The Condo market in Fort Myers and in Naples Florida remains a buyers market. Townhouses and condos in gated communities and in golf course developments has never been more affordable and they are loaded with amenities ! Locations, style, and the lifestyle you are looking for in southwest Florida awaits you!

Call or email me today for a complete list of Condos and Town homes under $100,000 today.

I look forward to working with You !

Here is a short list of questions you should ask the listing agent prior to making a contract offer on a bank short sale. Asking the right questions to the listing agent can go a long way to greatly increasing your chances of  getting an accepted offer and saving you a lot of hopeless time waiting on a reply from the bank. These questions will help you decide what homes are truly a waste of your time as a Home Buyer.

(1) How far behind is the Seller on the mortgage payments? Most mortgage companies will not get serious about an offer unless the seller is at least 4 months behind in the mortgage and the bank has already started the process for foreclosure proceedings. 

(2) Has the Seller submitted all the required documents to the Lender? The lender will not even give the Listing Agent a reply with out all the sellers required documents. Some banks want the seller required documents and your offer submitted or all at one time. Just knowing the listing agent has all the documents in their file ready will speed up the process.

 (3) What kind of discussions have you had with the Lender ? This question puts the listing agent on the spot and opens up discussions. Your Realtor should be able to tell if the listing agent is in tune with the file and the bank. If the listing agent is without a direct line to the assigned Loss Mitigation Officer to the file would in most cases result in a longer then normal reply on your offer.

(4) Dose the Seller have a First and a Second Mortgage ? Is the second  it with the same Lender? It takes more time to close a bank short sale with two mortgages and is even more difficult if it involves two different Lenders, the the chances of the deal are greatly reduced, yet some do close but expect a longer wait.

(5) Dose the Seller have PMI ( Private  Mortgage Insurance ) on this property?  Many times this comes out in the very end of settling the short sale , So your Realtor should ask it up front before making the offer. More often then not, the Investor that bought the insurance, will require a promissory note for the balance on his investment, before accepting to close the deal. Most of the time they will not remove their portion of the debt on the property, if the seller can not come to so terms on a cash or a payment plan, the mortgage will not be able to be released from the mortgage regardless of the contract price.  

There are some very good deals on homes that are listed as a bank short sales. They normally do not receive as many multi contract offers like bank owned property. Which currently is happening here in Southwest Florida.

I would suggest you don't shy away from the bank short sales! Find a BUYERS AGENT  that has experience in purchasing and closing bank short sales. Your Realtor just needs to start these simply discussions with the listing agent and the answers to these questions, this will give a your Realtor and YOU a better understanding on the direction you should take on making an offer or going to look at more property.  

Always here to help ! "The Joe Kendall Team"

Joe Kendall Broker Associate with Sandals Realty, Lists and Sells Bank Short Sale Property !

Bank Short Sale in Lehigh Acres Florida.4 Bedroom 2 Bath with over 1,800 sq. ft. of Living Area currently listed and under contract waiting for an approval any day from the Lender to close in Lehigh Acres Florida.

Joe Kendall, Broker associate with Sandals Realty a Waterfront and Foreclosure Specialist writes, I recieve a lot of questions and listen to statements from people owning homes here in southwest Florida. Here are a few examples of calls I received the last few weeks. 

 Here is a a to many occurrence in today's real estate. I have tried talking to my Lender, but they are saying there is nothing they will do, other then ask me when will I be making my next mortgage payment? Whats next for me? Most lenders are not will to rework home owners mortgage to where it is affordable and current with the current value of the home. Many people at this point, refer to the bank short sale verse loosing the home to foreclosure. Loss mitigation becomes the main focus in helping these home owners.

 I have an adjustable rate mortgage and it went up to where I can no longer afford the payments? What can I do to get them to change it? The bank tells me they are unwilling to help . but they will review my home for a possible bank short sale.

 I owe more then $150,000 more the what the house is worth. What can I do to get the mortage company to change it so I can afford to keep my home?    

 I want my mortgage company to give me loan modification and they told me they can not do this? Why? 

  Do you have a home here in southwest Florida and need to avoid foreclosure? Please give me a call, I am a good listener and I will try to help you if I can. You may be able to avoid Foreclosure and help you sell your home as a Short Sale.

I OFFER FREE ADVICE, NO CHAGE FROM ME TO SELL YOUR HOME. I do not charge anything for this service, the Bank will pay my commission or I don't get paid.  Now is the time to try! It's better to do it now then wait! Lets talk and let me help you spell out your options.

It's Not About Me, It's all About You!

Best regards

Bank Short sale, pre-foreclosure!  home for sale located in a gated community in Fort Myers Florida. Pre-foreclosure sale located in the "Gated Community" of Stoneybrooke in Gateway is where you will find this 5 Bedroom. 3 Bath pool home with built in spa and room for all your toys with this attached 3 car garage.Now is the time to cat as the bank is waiting to avoid costly foreclosure expenses. The bank would like to sell this home as a bank short sale at $180,000 Now is the time to act on this home as it will not last long at this price !

 Upgraded Cabinets, Granite Counter-tops.This home features a Family Room, Living Room , Formal Dining.

The pool area dose need some TLC this is a "Huge home" for the Money and has a tremendous upside ! Call or email me today for more information !

Cape Coral Florida Real Estate written by Joe Kendall, Broker Associate with Sandals Realty. The most affordable and the best value for your money regarding "Gulf Access Waterfront Property" in Florida is found in the city just west of Fort Myers called Cape Coral Florida. Here you will find over 300 miles of gulf access waterfront property that in many cases has one of the highest foreclosure markets in the country, where investors flopped as the market rocketed for a few years and now has bottom out to a great buyers and investors real estate market.

Many homes are currently listed in the pre-foreclosure and bank owned statues and down as much as 65% from the real estaste boom of 2005  This home pictures here is a 2 Bedroom, 2 Bath home currently listed for $157,900

I am a waterfront specialist I live, fish and sell Cape Coral Florida waterfront property.

You can search all the listings by visiting my website by clicking here

I look forward to working with you.

You can have your very own ebook of all the listings in Southwest Florida! Everylisting of vacant land, townhomes, condos , villas, waterfront, lots, gulf access waterfront and so much more ! This wesite is truely the super search engine all every home buyer in southwest Florida, buyers can search for real estate, including Cape Coral, Fort Myers, Sanibel and Captiva Islands and Lee County . Home buyers can access MLS real estate listings 24/7, to see the properties they want, when they want and how they want,you have the abilty to set up a daily "Morning Report " delivered to your email every morning detailed to only what your looking for and the amount you want to spend.  

Click here to set-up your ebook ! We look forwarding to help you find your very own "Piece of Paradise" !  

 Joe Kendall Associate Broker with Sandals writes: I would like to share with my readers, something fun to do on an evening night out. We went with some friends last night to the Seminole Gulf Railway Murder Mystery Dinner Train Theater! Everyone had a great time!

The dinner was good, the train ride takes you over a Drawbridge with a wonderful sunset view looking down the Caloosahatchee River!

The train travels north  to Punta Gorda before stooping and heading back to Fort Myers. The food is good, the actors are first class and the atmosphere was great as well.

I suggest if your looking for something different to do some weekend evening try the Dinner Train Theater ! You might by lucky and just guess who did it! What did they used and who died? are you good at solving clues? Good luck!

In the last 5 years we have been going I have not been close with my guess yet! Maybe its and the food and cheer? Here is the Seminole Gulf Railway web site with all the information click here!

Fort Myers and Bonita Springs Florida.  Gated Communities written by Joe Kendall Real Estate Broker with Sandals Realty. The popularity of living in gated, or private communities has never really changed over the years  in fact has been more popular as in the past. The amount of Foreclosure property and bank owned property tends to be less in the gated communities then in other area. Please understand I am not saying there are no foreclosures in Gated communities because there are, but the image to the average home buyer is there there are not as many.

Many of the people I meet from around the country looking to buy a vacation home here is southwest Florida number one reason they ask about Gated Communities is Security. Many Home Buyers are attracted to living in these communities as it more often then most protects property values and the lifestyle within them.

Many gated communities are designed with amenities built around the Florida lifestyle with golf courses, tennis, and swimming and walking and jogging trails. Gated communities are usually located in some of the most centrally locations close to beaches, dinning and Shopping. The developers design the community with careful planning and HOA rules that create an environment where the goal is maintain the quality of life while maintaining the values of property within the development.

The Homeowner’s Association (HOA).The HOA is made up of all the owners of the development. The HOA is responsible for collection of the Association fees and making and enforcing the “rules and By Laws” of the community.It is often also responsible for maintaining the public aspects of the community, such as streets and  security. They are also protected with deed restrictions insuring the colors of paint on outside walls, types of fencing, guidelines for landscaping and storage of boats or recreational vehicles.

Gated communities offered a planed lifestyle, but are not for everyone, but they offer the Home Buyer looking for a built in Community to move right into and start enjoying all the amenities built around the Florida lifestyle maybe just might be the right choice for you!

Condos for sale in Cape Coral Florida many Gulf access waterfront condos, where the sunsets are free!

Condos for sale in Cape Coral Florida starting around $75,000. The best prices on waterfront living in southwest Florida. The locations and amenities for a condo is located southwest Florida. Probably the best area in the state of Florida for your best selection,variety and location for a Florida condo ! 

 We have a huge inventory of condos on the market currently the best selection in probably 10 years!  The amenities are endless, the options are many and the savings over the last several years is pretty impressive. Lot's of Over 55 Communities too! Life is to short why settle for just an average place to call home?                                           

Start enjoying the great evening sunsets !The "Good Life" starts right here in Cape Coral Florida!

Call or email me today for a complete list of condos for sale in Cape Coral Florida.

 New Price $215,000 Better Condition then a Bank Owned or Bank Short Sale,  work is already done!

REDUCED, REDUCED, REDUCED ! NOT A FORECLOSURE OR BANK SHORT SALE !

Cape Coral Florida is where you will find this direct gulf access home it is not foreclosure, not a short sale the work is already done for you move in condtion. You will "See the Difference" when you visit  this Direct Gulf Access Home located on a Park Like Setting 1/2 acre yard ! Enjoy the updated and fully finished lanai or enjoy the views outside on the brick pavers courtyard !

This home has been completely updated featuring a new Kitchen with Breakfast Bar. Bring your Sailboat or big boat, great boating location. This home is in move in condition, you will not believe your eyes! All assessments are in and Paid !

 Enjoy Paradise in this "Park like Setting " Take the Virtual Tour of this fine home by clicking here

Room for the largest of boats and up to 48 foot mass for sailboats.. Welcome Boaters to Cape Coral !

Fort Myers Florida Condo market development highligvht today I am featuring a great condo communiy in Fort Myers Florida. Discover the Southwest Florida active lifestyle living at "The Club "!  Located in Fort Myers Florida, this condo development just might be everything you would be looking for in a "Prime Fort Myers Location" and more!

The Club Features two swimming pools with a spa, tennis courts, club house, jjogging trail,a fishing pier and located a short distance to shopping. dinning and the beaches! This 300 unit development is well maintained, nicely landscaped and is referred to as our "Piece of Paradise" to many of the " Snow Bird"  owners from the North!   This is not a 55 and older community, it is a wonderful place to call your vacation home or live here year around ! Just driving through this development you get a feel this this place is truly different !

Many of the units are located on the lake and have a waterview from the sceen lania or covered second floor balcony! there are 2 and 3 bedroom units runing from 1,000 square feet to up to almost 1400 sq feet of living area! Your prime vacation destenation is waiting for you! Call or email  me today for more information on this great location in paradise!

Sanibel Island Florida. If your in the market for buying a condo on Sanibel Island ? My favorite part of the island is the lighthouse pointe! the morning walks around the pointe is the perfect getaway from the everyday life of the real world. The sunrises, the sunsets, the birds, the fish and tall the beach life in general makes you feel your in a special place and you don't have to drive a car to get there !

The lighthouse end of the Island features many great Condo developments including Lighthouse point where I myself spent many days fishing from the shore or the fishing pier and enjoying the evening and morning walks along the shoreline. 

Call or email me today for a complete list of Condos for sale on Sanibel Island ! " Discover the Island Life" on Sanibel Island !

I look forward to Talking to you about Sanibel Island !

Fort Myers Florida Real Estate market Review. The Condo market in Fort Myers and in Southwest Florida remains a buyers market. Townhouses and condos in gated communities and in golf course developments has never been more affordable and they are loaded with amenities ! Locations, style, and the lifestyle you are looking for in southwest Florida awaits you!

Call or email me today for a complete list of Condos and Town homes under $100,000 today.

I look forward to working with You !