Port Charlotte Florida Real Estate written by Joe Kendall, Broker Associate with Sandals Realty. Banks are in many times agreeable to a bank short sale verse allowing your home to go back to the bank in foreclosure. I receive lots of questions and listen to statements from people owning homes here in Port Charlotte, Punta Gorda and Cape Coral Florida. Here are examples of calls I received recently.
(1) I Live in Port Charlotte and I have tried talking to my Lender about a loan modification, but they are saying there is nothing they will do, other then ask me when will I be making my next mortgage payment? Whats next for me?
(2) I have an adjustable rate mortgage on my home in Punta Gorda and it went up to where I can no longer afford the payments? What can I do to get them to change it?
(3) I owe more then $350,000 on my waterfront home in Cape Coral and Now I don't know what the house is worth? But, I do know the market has gone down in Cape Coral. Question? What can I do to get the mortgage company to work with my lender so I can afford to keep my home?
(4) I want my mortgage company to give me loan modification and they told me know they can not do this? Why?
Over 85% of the home owners in southwest Florida Florida trying to do a Loan Modification end up avoiding a Foreclosure by the Short Sale. Because of their current mortgage holder unwillingness to work out a reasonable deal for the home owner. Check out more information here
I listen to everyone concerns, questions and I always offer up different options or suggestions so you have things to think about before you make a decision on letting your home go into foreclosure.
I help people avoid foreclosure by helping them with a short sale. I can not speak for the mortgage companies, But I can offer suggestions on where to go from here in your current situation.
I look forward to talking to you !
Thank-You
Joe Kendall, Broker Associate
Right Choice Realty
Phone 239-560-0726
Email joek4realestate@aol.com
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